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Home Category: News (Page 13)

WEEK 45

Zur
APPLYING FOR A MORTGAGE? KNOW YOUR NUMBERS When you buy a home, it's all about the numbers. Your mortgage rate is based on your credit scores, debt-to-income, and how much of a down payment you can afford. Know your credit scores: Your credit scores can fall between 300 and 850. Lenders use these numbers, which…

WEEK 44

Zur
PACE LOANS: THE GOOD AND THE NOT-SO-GOOD Recently, the Legal Department of the California Association of REALTORS® (CAR) issued an up-dated version of its question-and-answer memorandum regarding PACE loans and solar leases. Real estate agents will do well to familiarize themselves with its contents. Here, we will consider some of the matters related to PACE…

WEEK 43

Zur
DOES YOUR HOMEOWNER'S INSURANCE COVER WATER DAMAGE? Many a distraught homeowner has had to deal with water damage only to find out that their home insurance policy does not cover the damage. Here's how to make certain that you are not caught in that position. Avoid water damage Proper home and appliance maintenance is the…

WEEK 42

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BREAKING DOWN REAL ESTATE TERMS We saw an ad today for an acreage community in Texas offering barndominium shells during their Grand Opening special. That's right, barndominium shells.Don't know what that is? Yeah, neither did we (they're apparently structures built with prefabricated materials like metal shells, which can then be customized to individual specifications.Because much/most…

WEEK 41

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HOME REPAIRS VS IMPROVEMENTS: NO CLEAR ANSWER Question: I am having trouble figuring out what constitutes an improvement and what is ordinary maintenance. Thinking ahead to selling my house in a few years when the market rebounds, I have been keeping accurate records so that I can deduct these costs to lower the capital gains.…

WEEK 40

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17 THINGS FIRST-TIME BUYERS NEED TO KNOW Few things in life are more exciting than buying your first home. The feeling of turning the key for the first time (or clicking the garage door opener) is thrilling. You'll likely feel a sense of pride like never before. But getting to that point may be a…

WEEK 39

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Weekly mortgage applications surge 13.9% on rate dips The high drama leading up to and following the Federal Reserve's decision not to raise interest rates had mortgage borrowers and their lenders busy last week. Total application volume surged 13.9 percent on a seasonally adjusted basis for the week ended Sept. 18 versus the earlier week,…
Homes For Sale Carlisle MA

WEEK 38

Zur
FALL HOME MAINTENANCE CHECKLIST With autumn here it is time to get your house in shape for the cooler months ahead. Fall is a great time to take care of the little things that can make a big difference for you and your home. Getting ready for colder weather means checking, repairing, and prepping your…
Homes For Sale Bedford MA

WEEK 37

Zur
Frothy, yes, but don't call it a housing bubble Home prices are overheating again. In fact, twice as many metropolitan markets were considered “overvalued” in the second quarter of this year as compared to the first three months, according to a new report from CoreLogic. That is, prices are inflated relative to incomes. This is…

WEEK 36

Zur
  10 TIPS FOR TURNING YOUR NEW HOUSE INTO “OUR HOME” When you're moving into a new house, the more you know about it before you must know— during a high-pressure day, emergency, or crisis — the happier you and your family will be. Closing day took care of the legal and financial aspects of…
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